Where does your money go? Now you'll know.
Income, expenses, EMIs, Udhaar and savings — your whole household's money in one smart 12-tab planner.
Just fill in the yellow cells. Everything else calculates itself. No formulas to write.
- 📊 Paisa Plan 2027 — 12-tab planner
- 🗓️ Shubh Muhurat 2027 — 18-page PDF FREE
Do any of these sound like you?
It's not that you earn less. Your numbers are scattered.
Money feels like it "disappears" when the full picture lives nowhere.
Everything lives in a different place
Expenses in phone notes, EMIs in a diary, Udhaar in your memory. The full picture never comes together.
Small spends add up quietly
If daily spends aren't written down, you only find out at month-end that the money is gone.
Due dates get missed
An EMI or bill date is easy to forget, and the late fee still shows up.
Enter your numbers. See the full picture.
Here's the kind of charts and totals the planner builds for you automatically.
Where your income goes
- Home & bills₹22,000
- EMI₹9,000
- Daily spending₹11,000
- Savings₹8,000
Your savings, month by month
Emergency fund progress
Your net worth
These are sample numbers to show how the planner works. You enter your own.
One tab. One job. Super simple.
Not a blank sheet. A ready-made system. You only enter numbers. 12 tabs in all: these 10 plus a Start Here guide and a Dashboard.
Shubh Muhurat 2027 Calendar
An 18-page PDF. Check wedding, Griha Pravesh and shopping dates, then add them to your budget.
- 92 Vivah muhurat
- 7 Griha Pravesh muhurat
- Auspicious shopping dates + 2027 festivals
Real WhatsApp messages
Shared from our WhatsApp chats.
So good… Excel
Otherwise all is good.
The original WhatsApp messages
Up and running in five minutes
Complete your payment
Pay ₹199 at checkout.
Download both files
Your download links are ready right after payment.
Open the planner
Use Excel, or upload it to Google Drive and open it in Google Sheets.
Enter your details
Add income, EMIs and bills first. Then start logging daily expenses.
Your first four weeks
- Day 1: enter your income, EMIs and bills.
- Week 1: log daily expenses (about 2 minutes a day).
- Week 2: fill in Udhaar, insurance and your emergency fund.
- Week 4: open the monthly summary and see where the money went.
Set it up before 2027 begins, so your records are clean from Day 1.
Diary, blank Excel or a bank-sync app?
Swipe the table sideways →
| Paisa Plan 2027 | Diary | Blank Excel | Bank-sync app | |
|---|---|---|---|---|
| Ready-made tabs | Yes, 12 | No | Build your own | Yes |
| Auto calculation | Yes | No | Write formulas | Yes |
| Udhaar & EMI tab | Yes | Write it yourself | Build your own | Varies |
| Hindi + English | Yes | Your choice | Your choice | Varies |
| Needs bank login | No | No | No | Usually yes |
| Muhurat calendar | BONUS | No | No | No |
Who this is not for
- Anyone who wants an app that syncs with their bank account and tracks transactions automatically. Paisa Plan 2027 is a manual planner, not a bank-sync app.
- Anyone looking for investment, tax or financial advice. It is for record keeping only.
What people ask before buying
I'm not good with Excel. Can I still use it?
Yes. There are no formulas to write. Just enter your numbers in the yellow cells and everything else calculates automatically.
I have tried budget sheets before. Why is this different?
Most sheets are blank and you write the formulas yourself. Here the tabs and calculations are already built, with separate tabs for Udhaar, EMIs and bills.
Will it work on my phone?
Yes. Upload the file to Google Drive and open it in the Google Sheets app. It takes about 2 minutes, and after that you can add your daily spends right from your phone. A bigger screen just makes the first-time setup a little more comfortable.
Which language is it in?
Hindi + English. Headings are in both languages, and the Start Here guide uses simple Hinglish.
Does it connect to my bank?
No. It is a manual planner. You enter your own numbers, so no bank login is needed.
Does the SIP & Investment tracker give advice?
No. It only records the investments you have already made.
Can my whole family use it?
Yes, for personal and household use. Reselling, redistribution or sharing outside your household is not allowed.
How reliable is the Shubh Muhurat calendar?
Dates are based on traditional beliefs and all timings follow New Delhi. Please consult your Pandit or astrologer before finalizing any important date.
When do I get the files?
Right after payment. Both digital products are available to download immediately.
Where do I get help?
Message us on WhatsApp: 8130417843. If a file does not open or you get stuck anywhere, we will help you get it running.
Start 2027 with a clean set of books
The planner plus a free Shubh Muhurat 2027 calendar, at one price.
This product is for personal finance tracking and record keeping only. It does not provide investment, tax or financial advice. No financial gain or success is guaranteed by any date or muhurat. For personal and household use only. Reselling, redistribution or sharing is strictly prohibited. © Nexora Resource Lab